A Brief Guide to Discharging Student Loans in Bankruptcy

By |2020-10-26T20:25:00+00:00Oct 26th, 2020|Bankruptcy|

[et_pb_section fb_built="1" _builder_version="4.4.8"][et_pb_row _builder_version="4.4.8"][et_pb_column type="4_4" _builder_version="4.4.8"][et_pb_text _builder_version="4.7.6" header_2_font_size="32px" header_2_line_height="1.5em" hover_enabled="0" sticky_enabled="0"]A Brief Guide to Discharging Student Loans in Bankruptcy If you’re crushed by student loans with no end in sight, you may have thought about bankruptcy. But can you wipe

Bankruptcy Exemptions

By |2020-10-06T19:46:00+00:00Oct 6th, 2020|Bankruptcy|

[et_pb_section fb_built="1" _builder_version="4.4.8"][et_pb_row _builder_version="4.4.8"][et_pb_column type="4_4" _builder_version="4.4.8"][et_pb_text _builder_version="4.7.6" hover_enabled="0" sticky_enabled="0"]Common Bankruptcy Exemptions Bankruptcy exemptions protect certain assets in a bankruptcy filing from the reach of the trustee or creditors. These are assets that the debtor is permitted to keep after the

The Means Test

By |2020-10-01T19:39:00+00:00Oct 1st, 2020|Bankruptcy|

[et_pb_section fb_built="1" _builder_version="4.4.8"][et_pb_row _builder_version="4.4.8"][et_pb_column type="4_4" _builder_version="4.4.8"][et_pb_text _builder_version="4.7.6" hover_enabled="0" sticky_enabled="0"]The Means Test The Means Test determines whether you are eligible to file under Chapter 7.  It is also pertinent to Chapter 13.  It is extremely important. The Means Test was created

The Fair Debt Collection Practices Act

By |2020-09-28T18:35:00+00:00Sep 28th, 2020|Debt|

[et_pb_section fb_built="1" _builder_version="4.4.8"][et_pb_row _builder_version="4.4.8"][et_pb_column type="4_4" _builder_version="4.4.8"][et_pb_text _builder_version="4.4.8" hover_enabled="0"]The Fair Debt Collection Practices Act If you owe money to creditors and are behind on payments, you may receive phone calls regarding your past due amounts owed.  Sometimes the phone calls and

Preparing for Bankruptcy Filing

By |2020-09-24T13:11:33+00:00Sep 24th, 2020|Bankruptcy|

[et_pb_section fb_built="1" _builder_version="4.4.8"][et_pb_row _builder_version="4.4.8"][et_pb_column type="4_4" _builder_version="4.4.8"][et_pb_text _builder_version="4.4.8" hover_enabled="0"]Preparing for Bankruptcy Filing The first step in preparing to file bankruptcy is to meet with a bankruptcy lawyer to discuss your financial situation.   Your attorney will analyze your finances and review

What is Wage Garnishment?

By |2020-09-24T12:58:08+00:00Sep 24th, 2020|Bankruptcy|

[et_pb_section fb_built="1" _builder_version="4.4.8"][et_pb_row _builder_version="4.4.8"][et_pb_column _builder_version="4.4.8" type="4_4"][et_pb_text _builder_version="4.4.8" hover_enabled="0"]What is Wage Garnishment? A wage garnishment (also known as a “wage attachment or “wage execution”) is a form of legal process available to a judgment creditor which is sent to your employer. 

Considering Filing for Bankruptcy? You’re Not Alone.

By |2019-08-13T06:58:08+00:00Aug 13th, 2019|Blog|

If you're facing overwhelming consumer or business debts, you might feel alone. Most people aren't exactly eager to talk about their financial problems. However, you're definitely not alone. Last year, there were 26,886 bankruptcy filings in New Jersey.  According to the

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